Heather A. Montgomery, Ph.D.
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Heather Montgomery is a Professor at International Christian University (ICU) in Tokyo, Japan where she teaches courses in the college of liberal arts and graduate school of public policy while pursuing her research interest in financial markets and institutions.

Prior to joining ICU, Dr. Montgomery worked as an economist with JP Morgan Securities in Tokyo, where she was responsible for analysis and forecasting of the Japanese macroeconomy and monetary and fiscal policy. She also has five years of experience with the Asian Development Bank Institute directing policy-oriented empirical research on the financial sector in developing countries in Asia and organizing and conducting regional trainings for practitioners and policy makers on the financial sector, including microfinance.

Dr. Montgomery holds B.A. (Johns Hopkins University) and Ph.D. (University of Michigan) degrees in economics with a specialization in macroeconomics and international economics and has also studied at the Johns Hopkins University School for Advanced International Studies (SAIS) in Bologna, Italy and the Inter-University Center for Japanese Language Studies in Yokohama, Japan. While completing her Ph.D. dissertation research on the role of regulatory capital and bank credit in the macroeconomy of Japan, she held visiting positions at the Federal Reserve Board of Governors in Washington DC, as well as the Bank of Japan, Ministry of Finance, and Ministry Economy, Trade and Industry in Tokyo.
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